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Nearly half of Canadian couples argue about money: Survey

53% say those disagreements keep them up at night

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It’s about the money, honey.

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According to a new Angus Reid survey, 47% of Canadian couples have had fights over money with 53% saying those disagreements keep them up at night.

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The 2025 Love and Money poll, commissioned by Money Mentors, found financial-related arguments make 66% more anxious and/or depressed, 26% less patient with important people in their lives, 23% less productive at work the next day, and 11% consider breaking up, separating or divorcing due to financial stress.

Of those considering a separation of some kind, Millennials and Gen X are most likely to consider it (13% and 14% respectively) compared to Boomers (9%) and Gen Z (6%).

“Money stress can feel overwhelming, especially with the current state of our economic client and the rising cost of living,” Stacy Yanchuk Oleksy, CEO of Money Mentors, said in a statement.

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“This survey shows just how deeply financial struggles impact relationships, mental health, and overall well-being.”

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The poll found 10% of Millennials have lied to their partner about their financial situation to avoid conflict, followed by Gen X (8%), Boomers (7%), and Gen Z (3%).

Of the 55% of Canadians who reported they have financial disagreements with their partner, nearly half (48%) said they disagree over day-to-day spending, followed by lack of savings (38%), seasonal and irregular spending (34%), and overuse of credit (27%).

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On the bright side, 90% of Canadians surveyed said they are open about their finances with their partner, with 52% saying they share everything including a joint bank account. Thirty-eight per cent reported they only share important information and have separate bank accounts.

A tenth of Canadians said they are more private about their finances in their relationship and say it depends on the situation, or that they don’t discuss finances at all with their partner.

This survey was conducted Feb. 4-5 among 1,502 online Canadians in English and French, with a probability sample of this size carrying a margin of error of +/-2.53 percentage points, 19 times out of 20.

jstevenson@postmedia.com

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